Inwema - International Wealth Management

Inwema is represented through offices in Switzerland, Denmark, Spain and France.

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Frequently Asked Questions (FAQ)


Equity Release
Especially in Spain and France, it is very common to borrow money on your equity (the difference between a property’s value and the debt). This is also known as equity release.

What is ‘Resident but not domiciled’?
‘Resident but not domiciled’ is a tax status that can be applied to a person who is living in the UK, but was not born in the UK.

What is a trust?
The term ‘trust’ is used in Common Law, and was developed in the UK. It is used in a number of Commonwealth countries and in the USA. The concept involves a person (settler) transferring money or assets to a company that is managed by a trustee (the trustee is an administrative person who helps to ensure that the capital is managed in the best interests of beneficiaries).

What is a foundation?
The term ‘foundation’ is used in civil law in a number of countries in continental Europe. It has become a speciality in Liechtenstein, and the duchy has liberal legislation on foundations (family foundation) in connection with inheritance planning.

Benefits with an endowment policy.
Below are some of the benefits that can be achieved with an endowment policy.

What is an International Business Company (IBC)?
International business companies are also known as offshore companies.

When are you a High Net Worth Individual (HNWI)?
If you are a wealthy client of the bank you are designated as a HNWI.

What is an endowment policy?
An endowment policy is also known as an insurance wrapper.

Offshore Private Banking - what is it?
In the international financial market the term ‘offshore (private) banking’ is used to denote a financial venue with a particularly favourable investment environment.

What is Private Banking?
Private banking is a service concept used by exclusive investment banks. The concept is characterised by a very wide range of products and services.

Inwema - International Wealth Management

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